Mortgages in Portugal made simple
We handle foreign income documents and work with lenders open to non-residents. Our service is free for consumers.
Ready to buy property in Portugal?
Get a personalized mortgage assessment with our Portuguese-speaking team
Call us nowWhy expats choose us
How it works for expats
Initial Assessment
We review your situation, income source, residency status, and property requirements to determine eligibility and potential loan amount.
Document Preparation
We help you gather and translate necessary documents, including foreign income proof, tax returns, and employment contracts.
Bank Applications
We submit your application to multiple lenders who work with non-residents, maximizing your chances of approval.
Completion Support
We guide you through the approval process, property valuation, and final signing at the notary.
Typical requirements
Typical timeline
Week 1-2
Document collection and initial assessment
Week 3-4
Bank applications and initial responses
Week 5-8
Property valuation and final approval
Week 9-12
Deed signing and completion
Get your free assessment
Tell us about your situation and we'll provide a preliminary assessment of your mortgage options
Our service is free for consumers. We are paid by the lenders we work with.
Common questions
Yes, several Portuguese banks lend to non-residents. You'll typically need a larger down payment (30%+) and meet specific income requirements.
Yes, you'll need a Portuguese bank account to receive the mortgage and make payments. We can help you open one.
We help translate and certify foreign payslips, tax returns, and employment contracts to meet Portuguese bank requirements.
Typically 8-12 weeks from application to completion, depending on document preparation and bank processing times.